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Author Topic: to mortgage broker or not?  (Read 1800 times)

Offline cl4t

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to mortgage broker or not?
« on: June 23, 2008, 04:40:18 PM »
just curious to know if going through a mortgage broker is better than applying on my own. if i sought out my own mortgage, do i go rate shopping? do i apply for more than one pre-approval? would applying for more than one pre-approval affect my credit. not sure if this is the right board for such questions, but i am new to the board and have found it extremely helpful so far. thanks.
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Offline buddy

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Re: to mortgage broker or not?
« Reply #1 on: June 24, 2008, 07:21:10 PM »
I'm going to say yes, a mortgage broker is a better way to go because, if you find a good one, they can do the shopping for you and get you the best mortgage for your needs.

I know our Co-op (probably most of them) uses a mortgage broker for the building's refinancing.  And I'm trying to buy a place in Conn. and my best friend (also a realtor) advised me to use one.  I think it saves you time.  I'm curious to hear what others have to say.
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