Author Topic: Affordable Care Act  (Read 1168 times)

Offline toddg

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Affordable Care Act
« on: December 19, 2013, 07:36:15 AM »
Is anybody trying to sign up through the state health care exchange?   What has your experience been? 

Also here's an interesting map from the NY Times, which shows that our area (including Corona) has one of the highest concentrations of uninsured residents anywhere in the city:
http://www.nytimes.com/newsgraphics/2013/12/18/uninsured-map/

Offline Ed

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Re: Affordable Care Act
« Reply #1 on: December 19, 2013, 07:57:53 AM »
Not personally, but a few acquaintances of mine (all freelance musicians) have. To a person, they found the experience tedious, but no more so than dealing with a Schedule C for their tax returns. Also, to a person, they were able to get better coverage, lower deductibles and a lower monthly payment.

Offline AmazingJason

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Re: Affordable Care Act
« Reply #2 on: December 19, 2013, 12:06:08 PM »
We'll see what happens, but I currently have a submitted enrollment.

1) The NY State of Health website has been functioning solidly for the most part, as compared to the federal site.

2) One caveat is that for those whose income can vary widely from year to year - like myself - it can take a few tries before gaining eligibility for enrollment.

3) Unfortunately, I wasn't able to retain my doctor or hospital of choice (LIJ) when I was under my ex-wife's plan. The majority of the quality hospitals only accept one or a few plans, and their premiums are substantially higher. It wouldn't have been that much more for me to stay with my doctor, but I weighed the cost and benefit and decided not to. I will be choosing a doctor in JH - random one rated decently on ZocDoc - and his affiliated hospital is Elmhurst. It's a substantial downgrade, but I am also relatively young, 100% healthy and good family history. I never use health care services except for an annual physical.

4) Overall, I would say that for those who need health insurance as an individual, ACA is a huge boon for NYC residents. Premiums were significantly higher for even the worse high-deductible plans out there, but they're manageable with the exchange ones. And of course, those under the FPL are eligible for subsidies and cost-sharing reduction.

Offline Shelby2

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Re: Affordable Care Act
« Reply #3 on: December 19, 2013, 09:00:51 PM »
I used the NY state exchange to sign up.  I did have a few problems but eventually was able to select a plan about a week ago.  I received a notification a few days ago that my insurance will start on Jan. 1 but only after I pay my bill.  I really hope they send my bill on time so I can pay it, as I will not have coverage at all on that date if this one doesn't kick in.

Offline toddg

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Re: Affordable Care Act
« Reply #4 on: September 29, 2014, 08:57:38 AM »
The open enrollment period for the Affordable Care Act is coming around again.

Here's an interesting article about how the next big push will be outreach to immigrant populations in neighborhoods like Jackson Heights:
Dan Goldberg, "What's Next for Obamacare in New York" Capital New York, Sept. 29, 2014