Jackson Heights Life
Get Connected => Neighborhood Chat => Topic started by: davenothere on December 13, 2021, 05:22:56 PM
-
We are about to lose our health insurance and are looking into ACA.
I've looked at the NY ACA site. There is a lot of info but it is a bit confusing.
Are there any consultants in the JH area who know the system well that i could talk to?
Many thanks, David
-
I haven't used this service, but New York State publishes a list of "Navigator" agencies that help people sign up for health insurance. You can find a list here: https://info.nystateofhealth.ny.gov/ipanavigatorsitelocations
Good luck!
-
thank you
-
We went through this years ago. My best advice is to find out which insurances your doctors accept and look into the companys' prescription formularies to see which companies meet your needs. To make an informed decision you'll have to figure out how much you'll have to pay out of pocket in addition to the monthly fees. Sometimes it's better to have a larger deductible if your annual cost goes down because your maximum out of pocket is reached sooner. Take your time and figure out what's best for your family's health and peace of mind.
-
Thank you!
-
sorry to hear that. if you know it's going to be a brief gap (if you're lucky enough to have gotten the insurance through your job, and you have a new job lined already up), it's probably worth sucking up the cost through COBRA for a month or two (but not more!) to keep coverage the same and not have gaps. otherwise the navigator advice above is good.
this may depend on your financial situation and whether you insure a big family. good luck.
-
Thanks!